Sermon notes

Since you do not know the future, invest and diversify.

From an investment standpoint you have basically three time periods of life

1. Accumulation phase
2. Preservation Phase
3. Distribution Phase

Diversification works to reduce overall risk and increase overall return.

Diversification will help you avoid the two enemies of Investment.

1. Arrogance
2. Greed

The three main types of Mutual Funds are:

1. Long term growth funds that invest primarily in the stock market.
2. Income funds that invest in bonds and other high-yielding investments.
3. A combination of income and growth funds that attempt to achieve both objectives.

Another way to diversify is through real estate investments.

Since you do not know the future, work deliberately and diligently with diversification because you will reap what you sow.

It’s not about intensity. It’s about consistency.